ABOUT US :

**We are a Highly Professional Consulting Advisors from A Plus Consultancy which is partnership with Banks. Hence, the chances of getting the loan approve is high, because we dealt directly with High - Level of Bankers which is Specialized in Personal Loans

**CCRIS problems within 1 - 2 months we are able to help and CTOS currently we are not able to help. Tqvm.

Method A :

PERSONAL LOANS :


- Ever facing any rejection from Banks for no reason and want to find out why ?
- At A Plus Consultancy, we can help you to solve your financial matters and guide you through the circumstances.


- Interest rate starting from 0.6% per month*

- Interest P.A. < 12% for all Banks*

- Amount up to RM150,000 per Bank*

- Repayment period up to five(5) / seven(7) years*

- Fast and hassle-free application*

- No Guarantor required*

- No Collateral required*

- No UPFRONT PAYMENT REQUIRED*

- Fast approval*

- We'll able to adjust your high commitment problem*

- HIGHER APPROVAL RATE compare to walk-in self apply*


PANEL OF BANKS :

- Standard Chartered Bank
- RHB Bank
- HSBC Bank
- Hong Leong Bank
- UOB Bank
- CIMB Bank
- OCBC Bank
- MAYBANK
- Alliance Bank
- Diners Club
- AEON Credit Service

Documents Required :

1) I/C Copy
2) Credit Card Copy - Highest Limit
3) Salary Slips latest 3 months / Commission Slips latest 6 months
4) Bank Statement latest 3 months / 6 months (commission earner)
5) EPF Statement latest
6) Personal Account Details - Passbook / Account Front Page Details
7) Utility Bill - (Astro Bill, H/P Bill, Water, Electric Bill)
8) EA Form
9) Confirmation Letter


** Payslip deduction of 70% - 90% ? Can't apply loan ? **


** EPF contribution not enough for loan ? **

** Bank Statement transactions too messy ? **


** We are able to adjust your Payslip, EPF, Bank Statement, etc.



Method B

Adjusting Documents :

Procedure

1. Customer must not having any payment problem more than 2 months or blacklist problems (CTOS).

2. Customer must have at least 1 commitment (CCRIS) paying to the Banks with period of 6 months and above. (Credit Card, Personal Loan, Business Loan, Car Loan, Housing Loan, ASB, etc.)

3. Customer must be able to cooperate with the Human Resource Department to answer the calls from Banks. (After we adjust the documents, we will inform customer what to do to be well prepared to answer the Bank Calls.)
NOTE : - Customer is compulsory to cooperate with your HR Department to answer all the Bank Calls. Failed to do so, loan will be rejected.

4. Customer must have provide us your current IC Copy, Payslip for 3 months latest, Bank Statement latest 3 months, Latest EPF Statement, Utility Bill and Confirmation Letter.

5. No upfront charges will be needed. There will be a charges of % after loan approval.

6. After loan disbursed, customer must bank in the said % charges to A Plus Consultancy within 2 days.

7. Process and loan disbursement is within 2-4 weeks working days depending on when we receive your case.

8. No cancellation can be made once you submit your case to us. Otherwise, customer must be agreed to pay penalty fees or sued by a lawyer.

We are also providing Business Loans / Housing Loan Refinancing (Mortgage) / MLTA Plans / Insurance / Investment / Credit Cards Application / Flexi Payment Plan (FPP) /



We will advise and give opinion about your financial problem that you're facing into.
Should you require more further information, kindly CALL or SMS or WHATSAPP or LINE or VIBER or or WECHAT or PM me at 010 - 289 9902 or 012 - 222 4960 ( Calvin Yong ). You may contact me through email at aplusconsultancy2012@gmail.com or kelvinyong@live.com


Warmest regards.
Senior Financial Adviser,
A Plus Consultancy.

Niche: Pinjaman Peribadi