Personal loan Personal Financing-i is an unsecured personal that is catered for public sector employees in Malaysia. This personal loan is Syariah compliant while borrowers will be able to enjoy from RM 20,000 to RM 200,000 of financing with maximum of 10 years repayment upon retirement age.its original from bank

As of public sector personal loan, Bank Islam?s Personal Financing-i offers a very competitive interest rates. A borrower will have the choice of Fixed or Floating with optional Takaful insurance.

Fixed Rate

3.25% p.a , 1 to 3 years

3.50% p.a , 1 to 3 years

4.99% p.a, 4 to 10 years

Floating rate ( Based on BLR)

BLR ? 1.70% p.a, 1 to 3 years

BLR ? 0.40% p.a, 4 to 10 years

As for the repayment of the loan, it can be done only via salary deduction or standing instructions or salary transfer methods.

Charges

Stamp duty fee is required while a Wakalah fee of is applicable. Early settlement fees will be charge if a borrower wants to settle the loan earlier. Takaful coverage is a must.

Eligibility

Applicants will need to be from 18 years while do not exceed retirement age during the loan tenure.

This is a public sector loan which is only offered to government servants, selected GLCs, or subsidiaries of government .

Documents required

NRIC ( front and back)
Most recent 3 months payslip
Employment confirmation contract
Most recent 3 months bank statement of salary account
EPF statement
Most recent income tax statements.
Blacklist,ctos or ccris also can
email at loanfaiz@gmail.com
sarawak and sabah also can
grabe it fast..!!!

Niche: Pinjaman Peribadi