OCBC Al-Amin : Pembiayaan Perumahan Islamic Sub Sales, Refinance, Under Construction, End Financing
Asyrafismail @ Ocbc Al-amin
Tue 5/Feb/2013 8:22am [Last Comment]
Salam Warga MAJALAH.COM offer terbaru dari OCBC AL-AMIN 16 Jan 2013

Manarat Home-i (Pembiayaan Islam mengunakan konsep Ijarah Muntahiah bi Al-Tamik)

1) Rumah Baru
2) Sub-Sales (Rumah 2nd Hand)
3) Refinance
4) Under Construction

-Margin Of Finance 90% + 10% (4% LVS + 6% MRTT) +[30% -Renovation & Refurbish & Personal Contingensies- Jika Layak]
-Pembiayaan Sehingga 40 tahun atau sehinga berumur 70 tahun (Mana yang Terdahulu) (Under Construction 38 tahun) tahun
-Tiada Holding/Lock-in Period & Fee
-20% Stamp Duty Waive (Rumah Baru/Sub Sales/Unencumbered Propertied)
-100% Stamp Duty Waive (Refinance Dari Loan Conventional Ke Manarat Home-i)
-Capital Payment & Advance Payment
-Redraw Facilitiy
-Portabality (Diskaun/free Stamp Duty bagi Rumah ke2 Pembiayaan OCBC)



Kadar Keuntungan effective 16 Jan 2013

BLR 6.6

BFR Pakage

bawah 100K = BFR -1.8
100K - 199K = BFR -2.2
200K - 299K = BFR -2.3
Atas 300K = BFR -2.35


PB Member/ Corporate Scheme/ MSHOP

bawah 100K = BFR -1.8
100K - 199K = BFR -2.2
200K - 299K = BFR -2.3
300K - 500K = BFR -2.35
Atas 500K = BFR -2.40

*****************************************
Document Yang Diperlukan

Semua Photostat yeee and kalau boleh clear dan jelas

I/C depan & belakang
3 bulan Payslip
3 bulan Bankstatement
Cukai Pendapatan / EPF Statement
sales & purchase agreement @ Booking Fee
Title jika ada atau berikan maklumat tentang property
Status Master/Strata/Individu
Freehold @ Leasehold ?
Expired Leasehold date?
Housing Loan Statement ( Untuk Refinance sahaja)


Untuk Kerja Sendiri dan komisyen just tambah dokument berikut

Gaji Berdasarkan Komisyen

6 bulan penyata komisyen untuk mendapat average pendapatan bulanan
6 bulan penyata bank/saving passbook/e-statement (akaun komisyen dikreditkan)
Borang B


Berkerja Sendiri

Borang Perakuan Pendaftaran Perniagaan (Borang D/E) bagi sole proprietorship/partnership
Borang 9, 24, 49 untuk syarikat PLC
Borang B
6 bulan salinan penyata bank terkini syarikat
6 bulan salinan penyata bank terkini individu


P/S: Kepada developer yang ingin membuat End Financing dengan OCBC AL-Amin boleh lah berhubung dengan saya.
P/S/S: Kalau tuan2 dan puan2 ada sebarang soalan dan saya lambat nak reply di forum call jer jangan segan2


Hubungi saya
ASYRAF
OCBC AL-AMIN
PERSONAL FINANCIAL MANAGER
HP: 013.459.0769 / 010.835.4100
Whatapp boleh BBM pun boleh 21927C5E
Kawasan Liputan: Seluruh kawasan K.L dan Selangor
email: ash.ocbcalamin@gmail.com / asyrafismail@ocbc.com

Niche: Pinjaman Hartanah
 
1. Asyrafismail - Sun 10/Feb/2013, 8:46pm
Kepada Agen atau developer yang ingin menjadi agen atau panel OCBC bolehlah berhubung dengan saya. tq  
2. Asyrafismail - Sun 10/Feb/2013, 8:48pm
ASYRAF
OCBC AL-AMIN
PERSONAL FINANCIAL MANAGER
HP: 013.459.0769 / 010.835.4100
Whatapp boleh BBM pun boleh 21927C5E
Kawasan Liputan: Seluruh kawasan K.L dan Selangor
email: ash.ocbcalamin@gmail.com / asyrafismail@ocbc.com  
3. Mashezreen - Tue 26/Feb/2013, 6:30pm
Sy ada booking rumah di rawang. Boleh ker klu nk submit my loan?
Pls call me at 0123483432 Mr Hezreen

Tq  
4. Khairul 561 - Fri 8/Mar/2013, 11:40pm
Salam,saya nak buat loan rumah...contact no 0193883673  
5. Zaidani Zainy - Wed 8/May/2013, 9:22pm
Hezreen,
Cuba call saya.
Dani 0194953517
Saya pun uruskan housing loan juga  
6. Jamal 19 - Fri 14/Jun/2013, 1:52am
zaidani, nampak sangat awak ni tak de adab, buat thread sendiri la.... tak de sape nak berurusan dgn awak kalau mcmni la sikap awak, mencelah menyelit..... pikir panjang la....  
7. Jali 4 - Wed 28/Aug/2013, 11:11am
Rumah teres 1 tingkat (Tanah Rizab Melayu) boleh buat re-finance dengan OCBC Bank?  
8. Chuntat - Sat 7/Sep/2013, 11:40pm
Rumah saya di Pandan Indah. Sila hubungi saya 012-9334572. Untuk refinance.  

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