Menyimpan Dengan Hibah untuk Keluarga
Apiz 34 - Sat 30/Jan/2021 10:56am
BERSEDIAKAH KITA UNTUK BERSARA??

Korang pernah terfikir tak berapa jumlah duit yang diperlukan masa korang bersara nanti? RM300k? RM500k? Ngam ke tu?

Senang je nak kira sebenarnya. Cuba korang bayangkan bulan depan korang nak bersara dan korang tak ada apa-apa plan melainkan duit Simpanan persaraan atau pencen.

Katakan komitmen korang sekarang RM5,000 sebulan. Bayar duit rumah, bil api, bil telefon, Netflix, Unifi. Loan rumah dan loan kereta dan lain-lain.

Ditakdirkan hidup lagi 20 tahun lagi kan. So kita kena ada duit belanja lagi 20 tahun lagi lepas kita bersara.

Simple calculation dia RM5,000 x 12 bulan x 20 tahun = RM1,200,000. So korang kena ada atleast RM1.2 Juta masa bersara. So ada ke tu?

Belum kira inflation rate time korang bersara nanti.…

Nak tahu bagaimana, boleh tekan link di bawah

https://wasap.my/601123245526/Hibah

Nanie Arshad
Perunding Takaful
Great Eastern

Niche: Insurans Dan Takaful
 
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