10 % Sahaja yg Diperlukan Dari Income!
Anne Nony - Fri 3/Aug/2012 12:34pm [Last Comment]
Dilema orang nak beli insurance :

Baru grad, and baru kerja :
Nak bayar loan belajar, then nak beli kereta, nak kena kumpul duit utk downpayment

Dah kerja :
Nak bayar duit kereta and maintenance kereta dan leisure2.

Pastu plan nak kahwin :
Kumpul pulak duit nak kahwin

Pastu Ada baby
Tak cukup duit, baru dapat baby, budget belum ada.

Pastu dapat baby satu lagi
Lagi tak de budget

Pastu dah ada baby 2-3 orang, nak tukar MPV pulak...dah kena kumpul balik duit utk downpayment MPV...

Then....lepas tu....sampai ke sudah tak de insurance. No wonder 15% je yang ada medical insurance.

Nak beli insurance ni kita kena rancang dari awal. Kena allocate sesiap duit utk insurance, baru kita kira apa yang kita nak selepas tu....

Tapi untuk orang yang letakkan insurance sebagai last priority, mmg selagi kehendak diaorang tak tercapai, selagi tu takkan amik insurance...

* Cara yg betul, dapat gaji, sila allocate 10% tu saving, 10% to insurance, 80% spend.

*Bagi yg baru kerja dan belum beli kereta, maksimum hanya boleh ambil 20% drpd income utk bayar kereta. Kalau lebih,kompem bulan2 ssh nk buat saving n insuran

Nak tips2 lg? boleh contact sy for FREE CONSULTATION ;)
012-6936268
prubsntakaful2012@gmail.com

Niche: Insurans Dan Takaful
 
1. Ibrahim Al Isra - Sat 4/Aug/2012, 10:16am
creating awareness  

Page 1   (Total 1 comments)
Your Comment: Max 1000 characters.
Login Email:
Password:
Tips: Free Registration ¤ Lost Password?
Warning!
1. NEVER give UPFRONT PAYMENT (deposit) to any Money Lenders. Upfront Payment is 100% scam!
2. NEVER give advance payment to sellers you don't know or sellers with no office/home address.
3. NEVER pay for any products or services with CASH except for C.O.D!
4. Majalah.com NEVER send any business offers to anyone and we never offer our users' details for sale.
Disclaimer. Messages posted to our forum are solely the opinion and responsibility of the person posting the message. We assumes absolutely no responsibility for any loss (time/money/energy) as a result of using the information posted in this forum. We do not endorse, support, represent or guarantee the truthfulness, accuracy or reliability of any topics/messages posted here. We reserve the right to delete or edit your topics or comments. Your visiting of this site shall be deemed as your acceptance of this disclaimer.