How to Settle Your Debts With Income Protection?
Ruzina Eluk @ AIA Bhd - Wed 9/Aug/2017 1:01pm
Ruzina Eluk @ AIA Bhd - Wed 9/Aug/2017 1:01pm
Income Protection (Perlindungan Pendapatan)
If Mr. Husband is the breadwinner, he needs to have an Income Protection. Working hard to earn money for living is what husband will do or maybe for some of us both husband and wife is working.
If someday, because of working too hard, illnesses strike..or have any of us heard of death cases? How do we earn if we fall sick? And how is the life of our family will be if the breadwinner is no more around??? Who will earn money to pay the bills, children education and other expenses??
That is why we need 'Income Protection'
If the husband is the only one working and earning for the family, he must prepare income protection. Let's say..this is for example only. Let's say illnesses strike or death happen? What will happen to the family?
If husband monthly income is RM2500, he needs 600K to protect his income. How to calculate? ????????
RM2500 x 12/0.05 = RM600,000
Where to get this amount?
You can buy a 600K policy and put your wife as your beneficiary.
When we are no more around, wife can invest that money into any profitable investment. Teach them how and where to invest.
For example...if for Muslim, they can take this policy and use Hibah concept to make sure his wife will get the money when he is not around anymore. Hibah concept will make sure all money goes to the wife without argument from others which is seldom happen when assets distribution undergo Faraid process.
Wife can put that 600k in Tabung Haji and earn annual dividend around RM36,000.
RM36,000/12 months = RM3000
Wife and children has RM3000 every month to move on with their life.
????????This is example for Muslim friend.
Where to get 600K? Not only 600K, NOW we are open for coverage up to ''8 millions''!!
????????without medical check-up!
????????if you have 8 mil coverage and if any of these happen ????????
~ Death due to normal causes = 8 millions to beneficiary
~ Death due to accident = 16 millions to beneficiary
~ Death due to accident in public transport = 24 millions
to beneficiary.
????????Short payment term - 5, 10, 20 years only!
????????Profitable return
????????Flexible partial withdrawal
????????You can tie up this policy as MRTA for your property loan
????????Maturity booster/Signature booster 40%!
????????Wealth accumulation
????????Million dollar legacy created for family in the event if we are
not around anymore.
Jadilah suami/isteri yang disayangi dan diingati ????????
Be a smart businessman/woman ????????????
Contact me to get this 8 millions coverage
Geena
016-3220602
WhatsApp always available ????
Niche: Insurans Dan Takaful
If Mr. Husband is the breadwinner, he needs to have an Income Protection. Working hard to earn money for living is what husband will do or maybe for some of us both husband and wife is working.
If someday, because of working too hard, illnesses strike..or have any of us heard of death cases? How do we earn if we fall sick? And how is the life of our family will be if the breadwinner is no more around??? Who will earn money to pay the bills, children education and other expenses??
That is why we need 'Income Protection'
If the husband is the only one working and earning for the family, he must prepare income protection. Let's say..this is for example only. Let's say illnesses strike or death happen? What will happen to the family?
If husband monthly income is RM2500, he needs 600K to protect his income. How to calculate? ????????
RM2500 x 12/0.05 = RM600,000
Where to get this amount?
You can buy a 600K policy and put your wife as your beneficiary.
When we are no more around, wife can invest that money into any profitable investment. Teach them how and where to invest.
For example...if for Muslim, they can take this policy and use Hibah concept to make sure his wife will get the money when he is not around anymore. Hibah concept will make sure all money goes to the wife without argument from others which is seldom happen when assets distribution undergo Faraid process.
Wife can put that 600k in Tabung Haji and earn annual dividend around RM36,000.
RM36,000/12 months = RM3000
Wife and children has RM3000 every month to move on with their life.
????????This is example for Muslim friend.
Where to get 600K? Not only 600K, NOW we are open for coverage up to ''8 millions''!!
????????without medical check-up!
????????if you have 8 mil coverage and if any of these happen ????????
~ Death due to normal causes = 8 millions to beneficiary
~ Death due to accident = 16 millions to beneficiary
~ Death due to accident in public transport = 24 millions
to beneficiary.
????????Short payment term - 5, 10, 20 years only!
????????Profitable return
????????Flexible partial withdrawal
????????You can tie up this policy as MRTA for your property loan
????????Maturity booster/Signature booster 40%!
????????Wealth accumulation
????????Million dollar legacy created for family in the event if we are
not around anymore.
Jadilah suami/isteri yang disayangi dan diingati ????????
Be a smart businessman/woman ????????????
Contact me to get this 8 millions coverage
Geena
016-3220602
WhatsApp always available ????
Niche: Insurans Dan Takaful
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