Hibah Secara Terus Kepada Waris (Tanpa Faraid)
Zaim 25 - Mon 4/Dec/2017 1:45pm
Si suami ambil plan takaful dengan jumlah perlindungan RM2 juta secara hibah kepada isteri.

Suami meninggal.

Isteri dapat RM2juta daripada hibah takaful tadi.

Waris tak setuju, dan mengatakan mereka berhak ke atas hibah tersebut.

Waris bawa kes ke Mahkamah Tinggi Sivil sebab harta atas 2 juta.

Hakimnya adalah Ah Chong yang tidak mengetahui maksud hibah.

Hakim refer kepada Akta Perkhidmatan Kewangan Islam 2013 yang memberi hak mutlak ke atas penerima hibah.

Kes tutup. Waris akur.

Hibah takaful disebut khusus dalam Islamic Financial Services Act 2013 yang menjadi panduan hakim-hakim.

Hibah takaful akan diterima secara mutlak kepada penamanya.

Antara lain tujuan hibah takaful:
A. Sebagai aliran tunai segera kepada penama.
B. Untuk menampung kos semasa mengurus harta pusaka.
C. Penggantian pendapatan yang hilang akibat kematian suami tadi
D. Untuk nafkah anak-anak.

Amik plan hibah takaful dengan saya..saya uruskan.

Zaim
019-5104595
Islamic Financial Advisor

Niche: Insurans Dan Takaful | Diskusi Bisnes
     
  1. Zaim 25 - Tue 5/Dec/2017, 1:52pm
    Topic closed  
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