Financial Difficulties - Money, Capital
Ahmad Khairi - Fri 8/Oct/2010 3:55pm [Last Comment]
Hello Everyone.

I'm 20 This Year And Still Studying. I've A Highly Interest To Start A Business Of My Own(FnB). I Love To See My Business Grow From Small To Big.

The Only Problem Is Money, Capital..

I Know In Order To Apply For Loan You Need Atleast 3 Months' Payslip Letter From The Franchise etc..

Obviously I Don't Work. But How Do I Overcome This Problem?

Niche: Ingin Berniaga
 
1. Mohd Nazri 4 - Fri 8/Oct/2010, 5:13pm
To start everything from absolute zero is quite difficult, yet possible.

My advice for you to start really slow, and minimize risk by avoiding loans. Save up as much as you can for initial capital

Once you have some, with that you can works out to get loan as there is cost to get loan. As well as you need good saving account to convince the bankers.

The best to start the business is with franchising , but that alone would require you to have some capital first, (10% perhaps) and you can apply loan with group like PNS with low interest and attractive packages. You dont have to be working at that time but obviously, you need some cash in hand. For loan paper work, i can help you in term of documentation...Check this link
http://www.mfa.org.my/?forum:khidmat-menyediakan-kertas-kerja-untuk-permohonan-pinjaman-service-to-prepare-paper-work-f:66FMBHC3XW

At this early stage, my advice is draft your business throughly. Set your goals and objective. Then start saving up and form a company. The good thing about having a company would be it will physiologically whip you to accelerate your project.

Good luck !!!!  
2. Datok R - Sat 9/Oct/2010, 5:46am
what on earth are u thinkin??
complete your study first, then think about business.

dont waste our time here.

- masa belajar sibuk nak buat bisnes & fail dalam exam
- masa kerja esok, sibuk pulak nak sambung belajar, tak boleh fokus pada kerja!!!  
3. Mohammad Rafi Abu Bakar - Sun 10/Oct/2010, 8:22am
contact smarterboyz@yahoo.com  
4. Aaura181 - Wed 13/Oct/2010, 10:27am
contact aaura181@gmail.com. We just need you communition skills & commitment. This is not MLM  

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