Applying business loan?
Over 1300 success cases loan approved by Banks in COM Group.
Don't worry of incomplete company documents or low company profile, we could help to get your loan approved.

Here's what you need to know:

1. Latest details from banks for SME loans:
SME Bank: 3.5% pa, RM75,000 - RM500,000, 6mths - 7yrs
Maybank 10.00% pa, RM10,000 - RM250,000, 1yr - 5yrs
Cimb: 5% pa, RM50, 000 - RM1, 000,000, 2yrs - 5yrs
AmBank: 6.24%, RM50,000 - RM2,000,000, 1yr - 7yrs
BSN: 8.45% pa, RM50,000 - RM250,000, 1ys-7yrs
RHB: 8.45% pa, RM50,000 - RM1,000,000, 1yrs-7yrs
Hong Leong: 7.64% pa, RM50,000 - RM400,000, 5yrs-7yrs
UOB: 6.48% pa, RM100,000 - RM500,000, 2yr-5yrs
OCBC 5.00% -10.00 pa, RM50,000 - RM600,000, 3yrs-5yrs
HSBC: 9.89% pa, RM100,000 - RM500,000, 2yrs-5yrs

2. CCRIS record:
Bank will use CTOS to check your LATEST 12 months of CCRIS record to make sure that you don't have outstanding payment that more than 2 months (C2), as well as to make sure your payment is on time. If your repayment record is good, then loan application with lower interest rate is very much possible.

3. Debt Service Ratio (DSR) :
What is DSR? DSR = Debt/Net Income X 100, is a a method used by banks to calculate whether or not you can afford the loan you’re applying for. So while some banks may accept a DSR of as high as 80%, others may only allow 50%. So don't over commit ya

4. Requirements (we will assist you) :
For business loan you will need to prepare,
a. Director/Shareholder IC photocopy
b. Company latest 6 months bank statement
c. Certified Form 24, 49, Memorandum
d. Company must at least 2 years
e. Company turnover at least RM300,000
f. Malaysian Ownership at 51% above

Most common problem why you cannot get Bank Loans?
* Company operation less than 2 years
* Company turnover less than RM300,000
* Do not have consistent income
* Do not have audited report submitted to SSM
* Having CCRIS 2 and above
* Blacklisted or Bankruptcy
(Don't worry, we could make it)

If you face any of the above and in need of assistance let us assist you to make sure your application is approved.

Contact Info as below:
WhatsApp: https://api.whatsapp.com/send?phone=60172584378
Enquiry form: http://comgroupmy.com/applicationform.html

Niche: Pinjaman Peribadi | Pinjaman Perniagaan